If you know a young adult who is soon heading off to college, vocational school or the working world (or is already there), this book could change their life. It may be one of the most significant gifts you give them.

For years, the credit card companies have targeted the young and uninformed with their "Buy Now – Pay Later!" pitch, plunging literally millions of the next generation into a lifestyle of financial slavery.

• It often starts at freshmen orientation with offers of free prizes and “low introductory rates” to sign up. Then the trap quickly closes with credit card interest rates morphing from 9.9% to 16, 25 – even 35% interest!
  
  
• Most only pay the minimum payment required and soon find their balances double in a few short years and overwhelm them like a tidal wave.
  
  
• This credit card trap deeply affects their future marriages, credit ratings and financial success for decades to come.

How This Book Can Help

This fascinating book not only exposes the credit card trap, but how to avoid it – and if one is already in it, specifically how to get out.

What the book really shows is how to live as a saver and a giver (not as a debtor and financial slave), by using 7 specific steps and 15 powerful Freedom Weapons.